Stop Reacting, Start Planning: A Simple Cashflow Guide for Subcontractors

Cashflow problems rarely arrive with a bang. More often, they creep up while you’re focused on delivering work and assuming things will smooth themselves out. 

That’s why we’ve put together a short Subcontractor’s Toolkit video showing how to build a straightforward cashflow forecast. Not to predict the future perfectly, but to understand where your bank balance is heading rather than just reacting to where it’s been. The approach is simple: start with your real bank balance, track cash when it actually moves in or out of the account, and make a sensible best guess based on the jobs you already have. You don’t need fancy spreadsheets or perfect data. You just need visibility early enough to give yourself options. 

Used together, the video and the free template can help you spot pressure before it turns into stress. A small amount of effort now often saves a lot of noise later. 

Watch the video: How to do a cashflow forecast
Download the free template: Cashflow Forecast Template

Rickie & Eve 

The Tender Trainers